3 Basic Requirements
Been in business
3+
months
Bank statements show
$10K
per month
Business business in
USA or Canada

PYN Capital approves applicants who meet our 3 basic requirements:
In business for 3+ months
Bank statements showing $10K/month in revenue
Business based in the USA or Canada
PYN Capital is more than a lender — we're a dedicated partner committed to your success. We work with you to understand your unique needs and provide personalized solutions tailored to your business.
Decision in as little as 24 hours
Streamlined online application process
Flexible financing options across 8 distinct funding products
No upfront fees — we only win when you do
01.
Small Business Loans
A lump sum loan with fixed repayments structured around your business's specific needs. Best for businesses that know exactly what they need capital for and want predictable payments.
02.
Equipment Financing
Funding to purchase or upgrade the equipment your business runs on, using the equipment itself as collateral. Best for businesses where physical assets are central to operations.
03.
Business Line of Credit
A revolving credit facility where you draw only what you need, repay it, and draw again; paying interest only on what you use. Best for businesses with unpredictable cash flow.
04.
Business Cash Advance
An advance against your future revenue, recouped as a percentage of your sales. Best for businesses with strong consistent revenue that need fast capital without lengthy underwriting.
05.
Business Expansion
Capital specifically for scaling moves, such as new locations, additional staff, inventory, or facility upgrades. Best for established businesses at an intentional growth inflection point.
06.
Working Capital Funds
Short-term loans for established businesses that need immediate liquidity without giving up future receivables. Best for businesses hitting a temporary cash gap that need a clean, structured bridge.
07.
Invoice Factoring
Turn outstanding invoices into immediate cash instead of waiting 30-90 days for clients to pay, without taking on new debt. Best for businesses with long payment cycles.
08.
SBA Loans
Government-backed loans with lower rates and longer repayment terms than conventional financing. Best for creditworthy businesses willing to go through a thorough application process for the best rates available.
Funding amounts are based on your revenue, business profile, and the specific product you're applying for. Speak with a PYN Capital expert to get a clear picture of what's available to you.
PYN Capital offers 8 distinct products: Small Business Loans, Equipment Financing, Business Line of Credit, Business Cash Advance, Business Expansion funding, Working Capital Funds, Invoice Factoring, and SBA Loans.
You need at least 3 months in business and bank statements showing $10K/month in revenue. Your business must be based in the USA or Canada.
Many clients receive a decision in as little as 24 hours after applying.
Fill out the application below. Our team will reach out shortly after to discuss your options and match you with the right product.
Pyn, LLC is a registered ISO of PNC Bank, N.A., Pittsburgh, PA 2026 © | Terms & Conditions | Privacy Policy
