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WORK WITH PYN CAPITAL.

Small Business Loans | Equipment Financing | Business Line of Credit | Business Cash Advance | Invoice Factoring | SBA Loans | Working Capital Funds

3 Basic Requirements

Been in business

3+

months

Bank statements show

$10K

per month

Business business in

USA or Canada

Business Funding Made Simple

No confusing terms. No slow approvals. Just fast Access To Substantial Amounts of Funding that work for you.

PYN Capital approves applicants who meet our 3 basic requirements:

  • In business for 3+ months

  • Bank statements showing $10K/month in revenue

  • Business based in the USA or Canada

PYN Capital is more than a lender — we're a dedicated partner committed to your success. We work with you to understand your unique needs and provide personalized solutions tailored to your business.

  • Decision in as little as 24 hours

  • Streamlined online application process

  • Flexible financing options across 8 distinct funding products

  • No upfront fees — we only win when you do

How We Can Help You

01.

Small Business Loans

A lump sum loan with fixed repayments structured around your business's specific needs. Best for businesses that know exactly what they need capital for and want predictable payments.

02.

Equipment Financing

Funding to purchase or upgrade the equipment your business runs on, using the equipment itself as collateral. Best for businesses where physical assets are central to operations.

03.

Business Line of Credit

A revolving credit facility where you draw only what you need, repay it, and draw again; paying interest only on what you use. Best for businesses with unpredictable cash flow.

04.

Business Cash Advance

An advance against your future revenue, recouped as a percentage of your sales. Best for businesses with strong consistent revenue that need fast capital without lengthy underwriting.

05.

Business Expansion

Capital specifically for scaling moves, such as new locations, additional staff, inventory, or facility upgrades. Best for established businesses at an intentional growth inflection point.

06.

Working Capital Funds

Short-term loans for established businesses that need immediate liquidity without giving up future receivables. Best for businesses hitting a temporary cash gap that need a clean, structured bridge.

07.

Invoice Factoring

Turn outstanding invoices into immediate cash instead of waiting 30-90 days for clients to pay, without taking on new debt. Best for businesses with long payment cycles.

08.

SBA Loans

Government-backed loans with lower rates and longer repayment terms than conventional financing. Best for creditworthy businesses willing to go through a thorough application process for the best rates available.

What Our Clients Have Said

Frequently Asked Questions

We’ve answered the most common ones so you can move forward with confidence.

HOW MUCH FUNDING can I qualify for?

Funding amounts are based on your revenue, business profile, and the specific product you're applying for. Speak with a PYN Capital expert to get a clear picture of what's available to you.

Do you offer funding for new businesses?

PYN Capital offers 8 distinct products: Small Business Loans, Equipment Financing, Business Line of Credit, Business Cash Advance, Business Expansion funding, Working Capital Funds, Invoice Factoring, and SBA Loans.

DO I QUALIFY IF MY BUSINESS IS NEWER?

You need at least 3 months in business and bank statements showing $10K/month in revenue. Your business must be based in the USA or Canada.

HOW FAST CAN I GET FUNDED?

Many clients receive a decision in as little as 24 hours after applying.

HOW DO I GET STARTED?

Fill out the application below. Our team will reach out shortly after to discuss your options and match you with the right product.

READY TO TALK TO OUR TEAM?

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